{"id":82153,"date":"2023-07-04T18:42:29","date_gmt":"2023-07-04T18:42:29","guid":{"rendered":"https:\/\/accesautofinance.com\/faq\/"},"modified":"2024-05-24T12:56:02","modified_gmt":"2024-05-24T12:56:02","slug":"faq","status":"publish","type":"page","link":"https:\/\/accesautofinance.com\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#000000&#8243; custom_padding=&#8221;125px|||||&#8221; custom_padding_tablet=&#8221;125px|||||&#8221; custom_padding_phone=&#8221;33px||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;27px&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;27px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><b>FAQ<\/b><\/h1>\n<p>[\/et_pb_text][et_pb_divider divider_style=&#8221;double&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;13%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-1px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_icon font_icon=&#8221;&#x37;||divi||400&#8243; icon_width=&#8221;26px&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||8px||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; animation_style=&#8221;bounce&#8221; animation_direction=&#8221;bottom&#8221; animation_duration=&#8221;1900ms&#8221; animation_repeat=&#8221;loop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;27px&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>These questions and answers will show you the importance of calling on financing experts to quickly get adequate financing at the best rate possible.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;f&#8221; _builder_version=&#8221;4.21.0&#8243; background_color=&#8221;#B2CA39&#8243; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;110px|0px|110px|0px|true|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;3%|4%|3%|4%|true|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_toggle title=&#8221;I don\u2019t have very good credit. Do you think I could be approved?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; icon_color=&#8221;#B2CA39&#8243; open_icon_color=&#8221;#B2CA39&#8243; _builder_version=&#8221;4.21.0&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;|500|||||||&#8221; title_font_size=&#8221;18px&#8221; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; body_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;|0px||0px||true&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e2e2e2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Absolutely! We are experts in this type of situation and you\u2019ll be happy to know that there are several options available to you. We also specialize in second and third chance credit and have one of the highest approval rates in the industry.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Will my information remain confidential? I\u2019m worried about data security.&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; icon_color=&#8221;#B2CA39&#8243; open_icon_color=&#8221;#B2CA39&#8243; _builder_version=&#8221;4.21.0&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;|500|||||||&#8221; title_font_size=&#8221;18px&#8221; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; body_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;|0px||0px||true&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e2e2e2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Confidentiality is of utmost importance to us! To guarantee the security of your data, we made sure that our website has all the necessary security features. Your personal information will remain strictly confidential and will be used solely to offer you the best possible financing options.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221; Do I need to make a deposit to get a car loan?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; icon_color=&#8221;#B2CA39&#8243; open_icon_color=&#8221;#B2CA39&#8243; _builder_version=&#8221;4.21.0&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;|500|||||||&#8221; title_font_size=&#8221;18px&#8221; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; body_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;|0px||0px||true&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e2e2e2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>&#8211; Our primary goal is to offer financing that does not require any cash down.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;I\u2019ve never borrowed money before. Can I get approved for a loan?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; icon_color=&#8221;#B2CA39&#8243; open_icon_color=&#8221;#B2CA39&#8243; _builder_version=&#8221;4.21.0&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;|500|||||||&#8221; title_font_size=&#8221;18px&#8221; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; body_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;|0px||0px||true&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e2e2e2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>&#8211; Never had a loan or just started building your credit? We offer options tailored to individuals who don\u2019t have a credit history by assessing your overall financial situation, your job and other factors. After all, everyone deserves a first chance! \ud83d\ude09<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How soon will I know if my online application has been approved?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; icon_color=&#8221;#B2CA39&#8243; open_icon_color=&#8221;#B2CA39&#8243; _builder_version=&#8221;4.21.0&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;|500|||||||&#8221; title_font_size=&#8221;18px&#8221; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; body_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;|0px||0px||true&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e2e2e2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>In most cases, your application will be approved within 30 minutes during business hours.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;If I filed for bankruptcy in the past, do I have a chance of being approved?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; icon_color=&#8221;#B2CA39&#8243; open_icon_color=&#8221;#B2CA39&#8243; _builder_version=&#8221;4.21.0&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;|500|||||||&#8221; title_font_size=&#8221;18px&#8221; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; body_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;|0px||0px||true&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#e2e2e2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>&#8211; We know that going through a bankruptcy must have been hard for you. Although this has seriously dinged your credit, it doesn\u2019t mean it will be impossible for you to get a loan. We offer financing options tailored to people who have declared bankruptcy in the past. These programs take into account your current financial situation, your ability to repay and other relevant factors. That\u2019s why, once this difficult period is over, Acc\u00e8s Auto Finance is here to help!<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;17px&#8221; text_orientation=&#8221;right&#8221; text_orientation_tablet=&#8221;right&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Follow us<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_social_media_follow _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||7px|false|false&#8221; custom_padding_tablet=&#8221;|||7px|false|false&#8221; custom_padding_phone=&#8221;|||0px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_social_media_follow_network social_network=&#8221;facebook&#8221; url=&#8221;https:\/\/www.facebook.com\/accesautofinance&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;18px&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#B2CA39&#8243; background_enable_color=&#8221;on&#8221; border_radii=&#8221;on|289px|289px|289px|289px&#8221; global_colors_info=&#8221;{}&#8221; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FAQThese questions and answers will show you the importance of calling on financing experts to quickly get adequate financing at the best rate possible.Absolutely! We are experts in this type of situation and you\u2019ll be happy to know that there are several options available to you. We also specialize in second and third chance credit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":82021,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-82153","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Frequently asked questions - FAQ - Acc\u00e8s Auto Finance<\/title>\n<meta name=\"description\" content=\"Frequently asked questions: Everything you need to know about car financing and your car loan application.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/accesautofinance.com\/en\/faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frequently asked questions - 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